When researching on the internet, some people rightfully think, “What makes this person qualified to give ME advice?” That is the mindset everyone should have when reading anything on the internet. There are many who pass opinion along as fact and many more who take it as truth.
Fortunately for you, good reader, that is not the case here. Many of the things you read here, throughout Examiner.com, are checked for fact and referenced back to the reputable source they came from. Be confident you are in good hands.
There is no degree for being frugal, no piece of paper with large letters on it (AA, AS, PhD, etc.) from an accredited learning center. Frugal people tend to be those who wish to get the most out of what they have.
Frugal people are sometimes referred to as “Cheap” or “Miserly” but those are misnomers. According to Merriam-Webster online, the definition of Frugal is: “careful about spending money or using things when you do not need to : using money or supplies in a very careful way.”
“Thrifty” or “Prudent” are better words to describe someone who is frugal. Those fit better because a frugal person may want to be able to spend money on frivolous things, they just choose not to because they can see the bigger picture and don’t mind going without now for something even better later.
Trying to save all the money you can is not an easy task, it takes commitment and sacrifice. There is some doing without things you want right then, avoiding impulse buying and making what you have last. There are demands on your time and homework with this commitment but as the saying goes, “A penny saved is a penny earned.”
In forthcoming articles there will be tips, advice, suggestions and downright crazy ideas to try to squeeze every last penny out of your budget. If you chose to implement some, most or even everything you read, there might even be enough left over at the end of the year for that trip, TV, remodel or new wardrobe you have been longing for.