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In 2014, Here's To Your Health, Insurance That Is

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January 1, 2014 came and went and the Affordable Care Act is official. Many are still waiting to see when Armageddon strikes and everybody's rates go skyhigh, economies crash, and citizens take to the streets! I admit there will be some mishaps with the law and there will be further challenges.

However, I contend that the benefits will far outweigh the negatives. No thanks to the current White House communications department, many do not realize that already hundreds of thousands of people have qualified for the expanded Medicaid coverage and will have little to nothing to pay for health insurance in 2014.

Also, over 1,000,000 people have applied for coverage through The insurance carriers are not complaining either, they are gaining milllions of new policyholders, and as the young generation realize the true benefits of the law, these carriers will enjoy a healthy pool of policyholders, and not suffer from the ills of adverse selection. Adverse Selection means that the ill and sickly will primarily be the ones signing up for coverage.

So, here are my predictions for 2014:

1. continues with some glitches, but overall, people successfully enroll for coverage

2. Opponents of the law will no longer call for repeal, when they see its success, many will quietly champion the law

October and November of 2013 proved to be challenging months for the White House and the Affordable Care Act. I believe that the Affordable Care Act is a good thing and millions will benefit. If you have questions or need help navigating your way through, please call or visit your local independent insurance agent.



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