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How to Write the Loan Officer Resume

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If you are on the market looking to get a job as a loan officer, know that this highly competitive industry will not hire just anyone. While it is true that your employer will most likely pay you based on a commission made of what you sell (the number of contracts you sign and their value), that does not mean an employer is risk-free if they hire you. You may think they have nothing to lose if you don’t perform well, but it is still a waste of time to hire a bad loan officer when hiring a good one could bring in the profit and the reputation of the credit institution is also at stake if you have no clue how to deal with customers.

Working as a mortgage loan office requires that you solicit new mortgage. This means that you need to be a good salesman. It also means that you need to be a people’s person. If people are not able to trust you and see you as an authority in what you do, they will never trust you with something as important as their finances.

So what are the main things that your resume should contain if you really want to have a shot at being hired as a loan officer?

The first thing that you need to include is a letter of intent. This will show that you are particularly interested in obtaining the hob and you didn’t just apply to see if you get called in for an interview. The letter of intent needs to show that you have taken the time to read the job description thoroughly and shortly describe that you are the most competent person to fill in this vacancy.

Next in line is the objective. This shows that you are seeking the exact position described by the employer. A summary of qualifications is the ideal thing to cover next in your resume. It should contain something about your previous experience in the field that might be relevant to your employer. Anything that is related to your experience as a loan officer is important at this point because the employer likes to know that you have handled this job in the past and that you have gained the required knowledge to perform well in their company. Mentioning your past working places is also relevant because it gives the employer the chance to evaluate the quality of your experience. Having worked with big names in the industry is a great advantage. Your experience is even more relevant if you have helped people with house loans, mortgage loans, bridging loan, bridging finance, etc.

Your skills are also important, but only the relevant ones. If you are a great cook, it won’t matter to your employer. What matter are skills like the ability to work under pressure, the capacity of meeting deadlines and the attention that you pay as you are filling out boring paper work. Your math skills are important, just as your analytic capacities, your ability to prioritize tasks, your organization skills, your people skills and other such things that are useful in a loan officer job.




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