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How to Start a Career in Life Insurance

How to Start a Career in Life Insurance
How to Start a Career in Life Insurance

It is believed that selling life insurance in the hottest new job in the finance industry. Why? Because people are becoming more and more precaution to things related to their safety and what will happen to their families in case of an unfortunate event. Even in times of recession, the power of the finance industry is unquestionable, so it is wise to consider a career in such a field.

There are some insurance companies that have provided figures reaching $350k and up to $600k as earnings for their life insurance sales agents. Even if it may take a while to build loyal clientele, the efforts are completely worthy not only from a financial point of view, but also by providing the satisfaction of insuring a better tomorrow for yourself.

However, becoming a life insurance agent requires that you first do some homework and the first assignment on the list if to find out what life insurance agents do. The NAIC (National Association of Insurance Companies) is capable of giving you some background materials that will help you see what the duties of an insurance agent are. Companies that are looking to hire such professional can also provide you with the information you seek. If you are truly serious about working as a life insurance agent, you can become a volunteer for such a firm or the assistant of someone who is already doing this job.

Being an insurance agent is not equal to selling pastry at the local coffee shop. You need to possess a certain temperament if you want to make it in this field. You need to be able to answer the strangest financial questions, provide information about life insurance quotes when you are asked to do so and deal with the most skeptical of people. You need to have people skills and persuasion aces up your sleeve.

You should not hesitate in taking an administrative position in the insurance company of your choice (also, one who is willing to let you work for them) and try to sand out of the crowd in a positive way as to be recognized and promoted. There are also insurers that will hire potential agents and have them take a period of training which is paid. According to an official from, "Being perseverant and ambitious will help you get pass the screening stages and actually have a good chance at a career in selling life insurance".

Depending on your country of residence, you may need to have a license in order to practice selling life insurance. For example, in the United States, you have the Department of Banking and Insurance that can guide you through the steps of applying online.