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How to rent an apartment without a job

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Are you wondering how to rent an apartment without a job? This is a common concern for many people these days who have lost their homes to foreclosure after losing their jobs. Soon to be college graduates living on campus may find themselves in the same predicament. They’ll need to move off campus upon graduation and that could be difficult without a job lined up.

If you are among the unlucky crowd of people sleeping on the floor at the home of your friends or relatives, you’ll need to figure out how to rent an apartment without a job before you wear out your welcome. Is it possible to do so? Yes, it’s possible - not always easy - but possible. Here are a few ways that you can rent an apartment without a job.

Sublet. Subleasing an apartment is usually the easiest way to go for people without a job. When you sublet an apartment, you are making a deal directly with a tenant, not a landlord. The tenant wants to vacate the apartment prior to the end of his or her lease, so they need someone to move in and take over the rent until the lease ends. For example, if their lease expires in 4 months, but they are planning to move now, then you have to prove to the tenant that you can pay for the 4 month stay. In most cases, you would move in and pay the tenant, and the tenant would pay the landlord as usual. Some tenants will allow you to pay month to month; others will want the total 4 months payments upfront so that you won’t disappear and leave them in a bind. Many tenants will draw up a subleasing agreement for you to sign in front of the landlord, so they have a witness to verify the arrangements. This is okay, because it does not matter that you are without a job, as long as you have the money to pay the rent.

Pay 3 Months Advance. Another option to rent an apartment without a job is to pay 25% of the lease in advance. This is usually easier in less populated areas where the supply of apartments greatly exceeds the demand. Moreover, smaller apartment complexes, or owner leased housing such as duplexes and town homes, will be easier to secure based on this type of arrangement. Contact a licensed realtor for help so you don’t get scammed. Explain your situation, and then prove that you are good for the money by offering to pay the first 3 months of rent in advance. The owners will feel more secure because the rent has been paid for the first 3 months, and that gives you 3 months to find a job - not your perfect career - but a job! This means take a job sweeping floors or flipping burgers. Take any kind of legal job that allows you to begin working immediately. Even if the pay is minimum-wage. Low pay is better than no pay! Keep this low paying job while pursuing a better job, and when you find a 'better' job, reduce your hours at the low level job to part-time and spend the next 6 months working both jobs. Use the part-time job to build up savings in case you get a pink slip down the road.

Other Housing Options. If subleasing or paying 3 months rent in advance doesn’t work for you consider living in a boarding house, renting a room, finding a multiple roommates, or agreeing to work as a handy-man/handy-woman in exchange for room-and-board.

Good Luck!

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