Yes, being a Homeowner/Landlord can be very cost effective.
Look after repairing your credit, saving money for the down payment, and finally transacting the closing on your home. You now become a homeowner.
Deborah has owned her own home(s) since 1980. Renting is very unliberating. Having a Landlord or depending on a "Corporation" is not her style. Be free from the uncertainty and do it yourself, with a significant other, partner or spouse....just own a home and liberate yourself.
Your've spent your energy making your new/existing home your own-creating your signature style from all your purchases of bed, bath, and rooms beyond. Maybe the next purchase should be collecting tools (yard sales) a new homeowner will eventually need for small home repairs.
Flashlights, Philips screwdrivers/flat-head, too, screw kits and fasteners, wrenches, level, drill and bits and a soft tool bag for easy transporting. A steel toolbox or stationary tool boxes are ideal but not for everyone. Preparation for most small home repairs are now available from your "arsenal."
A true story...my friend was distracted by a phone call while changing her small diamond earrings and unfortunately one fell down the master bathroom's sink...stop the presses...stop the water flow, and run for the tools. To phone a plumber and end this important call from another friend, what?
She didn't panic but jumped into action. Wrench, check. Flashlight, check, WD-40, check.
The prep wok was easy under the bathroom sink by removing all the items stored there. Place a plastic liner under the bucket or shallow plastic container to catch the water trapped in the "U" pipe. (Looking under the sink the pipe you need to loosen will resemble the shape of a U.)
Wrenches work to grip the pipe, and use the WD-40 to help loosen the lip of the pipe. Let the toxin do the work and this would be the time to grab the plastic gloves. Having a tight grip on the wrench is now your leverage to becoming liberated, saving money and the satisfaction of seeing the pipe release. Some pipes are harder to loosen because of age, rust, too much sealant, whatever the case, be prepared to feel the power in your hands! Seeing the movement of the lip of the U pipe, your relief is overwhelming, and the other side of the pipe is also loosening.
Carefully dig through the "trappings" and there is your lost earring, shining brightly with only a little water, and not too messy at all, since you prepped the area.
While life is a learning process. She learned an invaluable lesson. Saving money by not calling a plumber and that liberating feeling...hard to fake now that she rescued a lovely piece of jewelry now in a sterile soak of rubbing alcohol.