Provided that you can be counted in that number, pay attention: time is winding down. Open enrollment under the Affordable Care Act ends on March 31st.
As select community groups and partners push enrollment to the uninsured, some may not get the coverage they want when they need it. Get Covered Illinois, the Illinois Health Insurance Exchange is the main web site that is primarily promoted to Chicagoans, but it is not the only one. The Federal government offers another option.
Healthcare.gov is the Federal Health Insurance Exchange is the most popular insurance health insurance marketplace. Chicagoans can also enroll on that web site, but it will pull the plug on some parts of the application process this month. This may delay the effective date of coverage for some consumers.
Consumers that complete their health insurance applications before Feb.15 coverage will begin on March 1 regardless of which web site they use to enroll. Applications completed after Feb. 15 will have an effective date of April 1.
According to the Centers for Medicare & Medicaid Services (CMS) a scheduled outage to conduct annual systems maintenance activities will take place on Saturday, Feb. 15 at 3 p.m. EST until Tuesday, Feb. 18 at 5 a.m. EST.
Although Healthcare.gov will be online, consumers trying to complete their applications on the site may not receive an eligibility determination during those times. They are advised to save their application and log back onto Healthcare.gov after Feb. 18 to complete their applications for coverage.
Chicagoans that need assistance with enrollment can discuss their coverage options for free with trained enrollment counselors by calling 866.311.1119. They are available from 8 a.m. - 8 p.m.
Licensed insurance agents or brokers that are registered with the Marketplace can also provide enrollment assistance and even assist with applying for financial help.
Get insured today: contact your local agent, call Get Covered Illinois of visit Healthcare.gov.