There are a large number of insurance companies and policies that cover no type of genetic testing whatsoever. Even though it is a brand new field of medicine, there are still so many that don't believe in it and won't cover it at all. WebProNews reports on Oct. 2, 2013, that the new Obamacare system will actually make genetic testing more accessible and helpful in life.
Genetic testing can be used to help bring about early detection and prevention of breast and ovarian cancer more than anything else today. It can determine if a woman may have BRCA1 or BRCA 2 mutated genes, which are what put a woman at higher risk for either type of cancer.
Obamacare is said to make it more accessible to women so that they can use it to their advantage.
Pam Anderson, cancer services coordinator for the Georgia Department of Community Health, says that genetic testing can end up changing how cancer is battled entirely. It can change the way action is taken and help early detection so that it can be caught before it spreads.
“The issue that really we have is not so much the uninsured as the underinsured,” Anderson said. “There are still insurance companies out there that don’t pay for mammograms. There are people that have high deductibles and they have to meet their deductible first.”
With Obamacare, preventive genetic testing will be more readily available to women. The wording for policies in the Affordable Care Act must cover preventive services - such as genetic testing - with just a co-pay.
The ACA will also cover mammograms for women over 40, which is another thing that many insurance policies don't or won't cover.