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Financial Tips For March 2014

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Here are another 10 Tips that will give you a better understanding as to how I view the financial world.

Tip #1
An increase or decrease in the 6 fundamentals of the U.S. economy will determine whether real estate values increase or decrease.

Tip #2
An increase in the 6 fundamentals of the U.S. economy will usually result in a sellers’ real estate market where buyers (demand) exceeds sellers (supply). The strongest sellers’ market in U.S. history existed between 1998 and 2005. A sellers’ markets favors sellers obviously because values will increase.

Tip #3
An decrease in the 6 fundamentals of the U.S. economy will usually result in a buyers’ real estate market where buyers (demand) is less than sellers (supply). The strongest buyers’ market in U.S. history is the one that has developed since the year 2006. A buyers’ markets favors buyers obviously because values will decrease.

Tip #4
Credit rating system is unethical, illegal and is creating massive economic deterioration. The system is deliberately designed to drive the majority of consumers into a subprime credit rating status so that lenders can charge them higher interest rates and miscellaneous fees. Tragically this results in a substantial increase of consumer expenses and a decrease in consumer disposable income thus resulting in economic deterioration.

Tip #5
If all struggling American’s filed bankruptcy and stopped paying taxes, they would bring government and corporate America to their knees financially because these actions would cut off their cash flow.

Tip #6
Great corporate and government leaders create economic growth and prosperity.

Tip #7
Corrupt corporate and government leaders create economic deterioration.

Tip #8
There are seven Steps that struggling consumers world-wide can take in order to financially and psychologically survive in the worst global economy in history.

Tip #9
Keeping credit card balances below 35% of credit limit can help increase credit scores even if several credit cards are used to accomplish this.

Tip #10
America is not in a recovery or a recession, it’s in its second great depression because all 6 fundamentals that its economy are founded on have been decreasing for the first time in history since the year 2005. When all 6 fundamentals are decreasing it is the equivalency of a patient having terminal cancer not a bad cold.

Remember to look for my “Financial Tips For April 2014” article in about four weeks.


Phil Mitsch

Agents’ Note: Phil Mitsch is America’s leading economic recovery, real estate, lending and motivational coach. He is also the real estate industry’s all time, top producing residential Realtor. His 1) biography, 2) testimonials, 3) seminar topics, 4) books, 5) videos, 6) audios, 7) economic recovery tips, 8) real estate tips, 9) lending tips and 10) motivational tips can be found at For further information, contact Phil Mitsch Enterprises in Cherry Hill, New Jersey at 856-665-6569, on Twitter at @philmitsch, or by email to



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