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Financial Tips For February 2014

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Here are 35 Tips that will significantly help struggling consumers world-wide to decrease their expenses and increase their disposable income. Accomplishing these things will help reduce both financial and psychological stress.

Tip #1
Increase number of weekly tax exemptions in order to bring home more money weekly.

Tip #2
Decrease the amount of quarterly estimates to keep more money quarterly.

Tip #3

Tip #4
Modify debt.

Tip #5
Buy a less expensive home.

Tip #6
Lease a less expensive apartment.

Tip #7
Buy a less expensive car.

Tip #8
Lease a less expensive car.

Tip #9
Drive high mileage cars.

Tip #10

Tip #11
Use public transportation.

Tip #12
Use CF bulbs and dimmers.

Tip #13
Set water heater at 120 degrees.

Tip #14
Shop utility providers.

Tip #15
Shop television providers.

Tip #16
Shop internet providers.

Tip #17
Shop phone providers.

Tip #18
Shop credit card companies.

Tip #19
Shop banks.

Tip #20
Shop insurance companies.

Tip #21
Increase insurance deductibles.

Tip #22
Decrease insurance coverage.

Tip #23
Eat out less.

Tip #24
Eat home more.

Tip #25
Drink more water.

Tip #26
Stop gambling.

Tip #27
Stop smoking.

Tip #28
Stop drinking.

Tip #29
Stop doing drugs.

Tip #30
Voluntarily reduce your lifestyle.

Tip #31
Consider filing bankruptcy.

Tip #32
Try to get mortgage insurance removed from monthly mortgage payment.

Tip #33
Appeal tax assessments to reduce property taxes.

Tip #34
Forced savings.

Tip #35
Consider sharing housing and apartment expenses with a roommate.

Remember to look for my “Financial Tips For March 2014” article in about four weeks.


Phil Mitsch

Agents’ Note: Phil Mitsch is America’s leading economic recovery, real estate, lending and motivational coach. He is also the real estate industry’s all time, top producing residential Realtor. His 1) biography, 2) testimonials, 3) seminar topics, 4) books, 5) videos, 6) audios, 7) economic recovery tips, 8) real estate tips, 9) lending tips and 10) motivational tips can be found at For further information, contact Phil Mitsch Enterprises in Cherry Hill, New Jersey at 856-665-6569, on Twitter at @philmitsch, or by email to



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