I am always being asked why I should have a financial plan.
After all aren’t the results the same no matter what? Do I really
If we take a look at the way most people in the US handle their
money my opinion is there is no planning. They do what they
can do and if they can’t they turn to their credit cards or not
pay the bill. Some people do occasional planning. It is a “do it
yourself mindset” and is usually one step behind the eight ball.
Then there are those who do needs panning. They handle the
latest thing that has to be met. And may even look somewhat
to retirement, or school needs etc... Unfortunately, this need
must be present and obvious. A person must also have the
extra money to meet this upcoming need.
There are those who think they are smart and they will do
financial planning. This requires a lot of number crunching and
monitoring of mathematical variables and future income needs.
Most people do not have the knowledge needed to make this
One problem with all these methods of financial decision
making is that they are micro in nature.
If you want a retirement is says: give me this amount of money.
You want and education; give me this amount of money. You
want a house it says: give me this amount of money. It always
asks for more money. You only have so much. Where does the
extra money coming from? What sources? And it also relies on
painting a graphic picture that in reality doesn’t work.
The Method that I propose and utilizes is what I call Macro -
Planning. It takes a look at what you are now receiving money
wise, looks at cost recovery plans, lost opportunity costs, and
keeping money in motion, then using this approach helps get
you out of debt, and helps to create wealth for you.
If you don’t have a model these things happen:
• Opinion-base decisions
• Convenience-do I have enough money or is this a good
• Confusion—this approach leads to confusion
• Uncontrollable—everything is out of control
With a Model
• Coordinated—your decision process is simplified
• Integrated—you are not borrowing from Peter to pay Paul
• Verifiable—you make a decision based upon sound
verifiable mathematical data
• Performance beyond need
• Performance beyond goals
• Implementation process you control
• Organized and you can see what is happening
• Control—you have control not someone else
This process is not new. It has been utilized for hundreds of
years just using different programs and products. But since the
1900’s the wealthy have used the concepts of Macro Planning
What I do is teach you how to create wealth using other
people’s money and keeping yours in motion.
If you are interested in achieving Happiness, Success & Wealth then contact my office to arrange an appointment
When looking for a Financial Consultant in Ohio, Columbus native Roger L. Brown is a quality choice. He has over 30 years’ experience in the financial industry and cares about helping you reach your individual, family and business goals. He is focused on creating a foundation ofhappiness, success and wealth. Roger provides unparalleled professionalism in the services he offers.
He is very active in the community and represents the welfare of children, families and seniors. He was the founder and Executive Director of the Senior Resources Alliance of Central Ohio, representative to Ohio White House Conference on Children & Youth, served on the budget committee of Licking County and is active in church and religious affairs. Roger is also a recognized lecturer and speaker on Aging, Financial and religious topics and always provides FREE seminars to varies groups on wealth management solutions.
Additional highlighted awards and activities:
Licensed with State of Ohio Insurance Commission: Life, Health, HMO & Annuities, Property & Casualty
Recipient of the George Washington Medal presented by National Freedom Foundation at Valley Forge Qualifier Million Dollar Round Table
Member, National Association of Financial and Insurance Advisers
Member, National Association of Health Underwriters
LIKE HIS FAN PAGE: LIKE