With the election just three days away, here are the fearless predictions of David Madeira, Matt Cartwright and Steve Urbanski.

We picked 32 individual races on the local and state level.  We also made picks on races of interest throughout the country.  In addition to the individual races, we make predictions on the Luzerne County Home Rule Question and the breakdown of the new Congress.

Pennsylvania House

116th    -    Todd Eachus (D) vs. Tarah Toohil (R) --- Madeira and Urbanski pick Eachus, Cartwright picks Toohil

117th     -    Karen Boback (R) vs. Richard Shermanski (D) --- All three for Boback

118th    -    Mike Carroll (D) vs. Terrence O'Connor (R)  --- All three for Carroll

119th    -    Gerald Mullery (D) vs. Rick Arnold (R) vs Brian Bergman (L) --- All three for Mullery

120th    -    Phyllis Mundy (D) vs. Bill Goldsworthy (R) vs. Tim Mullen (L) ---  All three for Mundy

121st    -    Eddie Day Pashinski (D) vs. James O'Meara, Sr. (R) ---  All three for Pashinski

PA State Senate

14th    -    John Yudichak (D) vs. Steve Urban (R)  --- All three for Yudichak

22nd    -    John Blake (D) vs. Frank Scavo (R) --- All three for Blake

Governors

PA    -    Dan Onorato (D) vs. Tom Corbett (R) --- All three for Corbett

CA    -    Jerry Brown (D) vs. Meg Whitman (R) --- All three for Brown

NY    -    Andrew Cuomo (D) vs. Carl Palladino (R) --- All three for Cuomo

FL    -    Alex Sink (D) vs. Rick Scott (R) --- Madeira and Cartwright for Scott, Urbanski for Sink

US Senate

PA    -    Joe Sestak (D) vs. Pat Toomey (R) --- Madeira for Toomey, Cartwright and Urbanski for Sestak

CA    -    Barbara Boxer (D) vs. Carly Fiorina (R) --- All for Boxer

NV    -    Harry Reid (D) vs. Sharon Angle (R) --- Madeira and Cartwright for Angle, Urbanski for Reid

WA    -    Patty Murray (D) vs. Dino Rossi (R)  --- Madeira for Rossi, Urbanski and Cartwright for Murray

CT    -    Richard Blumenthal (D) vs. Linda McMahon (R) --- All for Blumenthal

IL    -    Alexi Giannoulias (D) vs. Mark Kirk (R) --- Madeira and Cartwright for Kirk, Urbanski for Giannoulias

KY    -    Jack Conway (D) vs. Rand Paul (R) --- All for Paul

WV    -    Joe Manchin (D) vs. John Raese (R) --- Madeira for Raese, Urbanski and Cartwright for Manchin

DE    -    Chris Coons (D) vs. Christine O'Donnell (R) --- All for Coons

AK    -    Lisa Murkowski (WI) vs. Scott McAdams (D) vs. Joe Miller (R)  --- Madeira and Cartwright for Miller, Urbanski for Murkowski

FL    -    Kendrick Meek (D) vs. Marco Rubio (R) vs. Charlie Crist (I) --- All for Rubio

US House

PA 10th    -    Chris Carney (D) vs. Tom Marino (R) --- Madeira for Marino, Cartwright and Urbanski for Carney

PA 11th    -    Paul Kanjorski (D) vs. Lou Barletta (R) --- Madeira for Barletta, Cartwright and Urbanski for Kanjorski

PA 12th    -    Mark Critz (D) vs. Tim Burns (R) (this was the John Murtha seat) --- All for Critz

PA 4th    -    Jason Altmire (D) vs. Keith Rohtfus (R)  --- All for Altmire

PA 6th    -    Jim Gerlach (R) vs. Manan Trivedi (D) --- All for Gerlach

PA 3rd    -    Kathy Dahlkemper (D) vs. Mike Kelly (R)  All for Kelly

PA 7th     -    Patrick Meehan (R) vs. Bryan Lentz (D) (this is Joe Sestak's seat)  Urbanski and Madeira for Lentz, Cartwright for Meehan

PA 8th    -    Patrick Murphy (D) vs. Michael Fitzpatrick (R) --- Urbanski for Murphy, Madeira and Cartwright for Fitzpatrick

MA 4th     -    Barney Frank (D) vs. Sean Bielat (R)  All for Frank

ND-AL    -    Earl Pomeroy (D) vs. Rick Berg (R)  All for Berg

Luzerne County Home Rule

All three are predicting that Luzerne County Home Rule will pass.

Breakdown of Congress

All three have predicted a Republican takeover of Congress. Madeira predicts 250 Republicans and 185 Democrats in the House. Cartwright predicts 197 Democrats and 238 Republicans.  Urbanski predicts 230 Republicans and 205 Democrats.

None of the three predict the Senate will change hands.  The Democratic numbers include two Independents who caucus with the Democrats.  Madeira predicts 51 Democrats and 49 Republicans.  Urbanski and Cartwright both predict  52 Democrats to 48 Republicans (Urbanski believes that Murkowski will be elected as an Independent, but will caucus with the Republicans.