The bills are stacked high on the table and the phone is ringing continually with rude and harassing collectors. The future is looking worse and worse each day. The Bible says, “do not worry about tomorrow.” In fact, the Greek says, “take no thought.”
Is that even possible? What does this mean given one’s current situation of debt? Should the phone be turned off? How does one move forward?
“Take no thought” means a person should not dwell on their problems. The problems exist. This is reality. What is needed is a plan to move forward. The first step is making the decision to put a plan in place.
Jesus states that each person does not know what tomorrow will bring, whether it is good or bad. Therefore, dealing with what is current, even if it is hour-by-hour, will help to relieve stress and gain a feeling of control over the situation.
How does a person make this happen? The first step is creating a budget, especially if one is not in place already. Having the knowledge on how the bills will be paid will reduce stress tremendously. Looking at the budget each month and watching the numbers go down helps a person to go from feeling hopeless to having hope.
The next step would be to seek wise counsel from people that are respected, read articles and books on the subject and/or take classes. Each of these actions will give a person more knowledge to be able to put control back into one’s life.
The next step would be to create an emergency fund. This helps for those unexpected emergencies. Remember that this emergency fund is only used for emergencies and if used for an emergency, needs to be replaced. Again, a budget will help in this process. Taking control of one’s finances brings peace even when the phone rings and a creditor is at the other end.
Now that the plan is in place, continue to plod steadily and watch as the numbers steadily become smaller on the budget until zero is finally accomplished.