Skip to main content
  1. News
  2. Business & Finance
  3. Personal Finance

Do YOU Qualify for a VA Backed Home Loan?

See also

The Veterans Administration loan program enables vets and active member duty personnel to purchase or refinance a home with favorable loan terms. VA offers fixed and adjustable rate mortgages that can accommodate no down payment on many purchase transactions.

Non-veterans are not eligible borrowers except as the spouse of an eligible veteran. Children of an eligible vet are not eligible for the home loan benefit. VA has a funding fee that is determined by type of down payment and percentage of subsequent use. Disabled Vets are exempt from paying a VA funding fee.

To get qualify for any home loan purchase your first steps should be to “Get Qualified” finding out if you are qualified first will save you time and provide your Realtor with a letter of approval and dollar amount you are able to finance based on your income and debt ratio. If you are a Vet you will need to see if you are also eligible. You will need to obtain a “Certificate of Eligibility”. You can do this online or by completing form 26-1880 and mailing it in. I’ve provided some links to assist you. By taking these step prior to your home search you will be a step ahead and better informed, plus when you do find your home and make an offer, your offer will stand out and be better received by a seller if you have taken the time to “Get Qualified”

Obtaining Your Certificate of Eligibility Online


Property that are eligible for a VA backed loan are; 1 – 4 units, condo and PUD’s, there are some requirements for Condo and you can get those at your local VA regional office.

To find more information about VA Home Loan program visit;




  • Mt. Everest avalanche
    Disaster strikes Mt. Everest as at least 12 people were killed in an avalanche
    Watch Video
  • Most Earthlike planet discovered
    The Kepler telescope has discovered the most Earthlike, possibly habitable planet yet
    Space News
  • Easter crosses create debate
    Easter crosses spark a debate of separation of church and state in Ohio
  • Chelsea Clinton is preggers
    Former first daughter Chelsea Clinton is pregnant with her first child
  • Stanley Cup playoffs
    The battle for Lord Stanley's Cup is on, don't miss a minute of playoff action
  • Ukraine discussed amongst U.S., E.U., Russia
    The U.S., E.U. and Russia agree on ways to diffuse the tension in Ukraine
    Watch Video

User login

Log in
Sign in with your email and password. Or reset your password.
Write for us
Interested in becoming an Examiner and sharing your experience and passion? We're always looking for quality writers. Find out more about and apply today!