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Disclaimer for all my insurance related articles

All the articles presented here are intended to provide only broad, general, vendor-neutral, and consumer-oriented guidelines and information, which may be helpful to general public for general educational purposes, in preliminary assessment of your needs, or in better preparing yourself before you solicit professional helps in making decisions about financial or insurance products and services. You should understand that your actual experience or situation may vary from what is assumed or described in the articles.

No article was intended to be a financial plan, comprehensive financial program, tax advice, legal advice, investment advice, projection of future performance, or any other advice that is designed to fit your particular situations or needs. Your use of information presented here is completely at your own risk. No direct, consequential, or other liability of any kind is assumed resulting from your use of any of the information presented in any of my articles. The author cannot and does not guarantee accuracy, correctness, or up-to-date of presented or linked article contents. No guarantee or warranty of any kind, no matter whether it is explicit, implied, or apparent one, should be assumed or interpreted by you.

You are permitted to use information here only if you agree to indemnify the author, his family, affiliates, friends, employers, partners, referenced sites, or any related third parties of any liability or responsibility associated with your use or reference of information presented in any of the articles. As a precondition to your use or reference information presented here, you agree to assume all direct and consequential damages, liability, or claims resulting from your use or reference of any of the articles presented here.

You are encouraged to seek for second opinions, professional advices, free governmental advisory services, or other authoritative resources before making any important decision regarding your particular situation.

The author reserves all rights regarding all published articles.

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, LA Insurance Examiner

George Lee, Ph.D., J.D., has 20-plus years of professional experience in IT, aerospace, banking, investment, insurance, and healthcare. He was a board member of a housing association, a co-founder of a recreational club, and an entrepreneur running eight Web businesses. With all his experiences,...

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