The long-awaited release of Obamacare is coming to Georgia, including Macon.
On Wednesday, September 25, the U.S. Department of Health and Human Services released prices before the exchange starts operating Oct. 1.
According to WMAZ-TV, much of Central Georgia is in area 12; Laurens County is in area 11 and Baldwin is in 16.
The ObamaCare health insurance exchanges, or ObamaCare exchanges, are State, Federal or join-run online marketplaces for health insurance. Americans can use their State's "Affordable" Insurance Exchange marketplace to obtain coverage from competing private health care providers. Shoppers can use a price calculator to see if they qualify for subsidies and see side-by-side comparisons of qualified health plans ensuring the best deal for them and their family.
By enrolling in the exchange you will automatically be shown prices that reflect your savings after tax credits. Please note only those making under 400% of the Federal Poverty level will be eligible for tax credits.
With a calculator, you can enter different income levels, ages, and family sizes to get an estimate of your eligibility for subsidies and how much you could spend on health insurance. As premiums and eligibility requirements may vary, contact your state’s Medicaid office or exchange with enrollment questions.
The least expensive silver plan will average about $304 monthly. Georgians who need insurance can choose from four levels of coverage, from bronze to platinum.
The plans cover the same benefits and cap out-of-pocket expenses. However, the lower-tier plans mandate consumers to pay more in deductibles and copayments.
Federal officials will run Georgia's exchange. Republican Gov. Nathan Deal, who opposed the Obama administration plan, decided against expanding the state's Medicaid program to cover more of the uninsured, and against having the state run the exchange system.
The cheapest silver plan will average about $304 monthly. Consumers can pick from four levels of coverage, from bronze to platinum. The plans cover the same benefits and cap out-of-pocket expenses. But the lower-tier plans require consumers to pay more in deductibles and copayments.
Georgia is one of nearly two dozen states with Republican governors --including Georgia's Nathan Deal-- that are opting out of Medicaid expansion altogether, despite the federal subsidy that goes with it.
In Georgia, that leaves 650,000 of the state’s working poor in limbo, without any subsidy to help them buy insurance on the exchange.