Dealer direct repo-man goes rogue

"JJ" the repo-man, as he's known in his you tube video, starts his work day with a glass of whiskey poured from the bottle he stores in a make-shift cooler in the back of his truck.

He's obviously not you're average repo-man especially after he is seen in this you tube video hurling an unidentified woman to the ground from the driver seat of the vehicle which he had been attempting to repossess. She had refused to cooperate with his vehicle repossession.

JJ then captures the bounty and drives off with a loud laugh before starting his next assignment - which hopefully did not involve another assault.

The effects of the whiskey he sipped before his tour probably wore off by the time he hurled the unassuming woman to the ground. But the impact of the repossession [physically and financially] probably stayed with the woman long after the repossession especially if she was a single mother that relied heavily on her vehicle.

Setting his repossession tactics aside, JJ the repo-man is part of an increasingly popular and less regulated lending system called car dealer direct financing. JJ contracts almost exclusively with local car dealers to repossess the vehicles of their dealer direct borrowers.

The typical dealer direct buyer has credit challenges that precludes them from obtaining financing through more conventional means.

Car repossession help is available against JJ the repo-man's "take down".

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, Long Island Bankruptcy Examiner

Alex Frias is the current publisher of the bankruptcy information website for the self-represented, DocsToWork.com. He has also authored self-file guide books for Chapter 7 & 13 bankruptcy. Alex also relates his comments to financial matters such as credit, loan modifications, and foreclosure. ...

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