- Utah’s credit unions have always helped their members protect their personal identifying information, including their full names, address and birth dates, in order to help them avoid becoming victims of identity theft and financial fraud.
- A current, well-meaning effort by credit unions to encourage their members to register to vote places their members at risk of identity theft and financial fraud since government sells the new voters’ personal identifying information.
- Credit unions need to suspend their voter registration initiative because it puts their members at too great of risk of identity theft and financial fraud.
- Credit unions then need to (1) help their members who are already registered voters remove their personal identifying information from utvoters.com, (2) help members who are registered to vote cancel their voter registration until such time as the state and county clerks stop selling their personal identifying information, and (3) support HB302S01 which allows voters to prevent government from selling their personal identifying information so they can safely register to vote.
Utah’s credit unions have strong programs designed to protect their members from identity theft and financial fraud. They also provide their members with information that helps them defend themselves against the very real and growing threats of both of these crimes (see end of article).
In addition, credit unions serve the communities they are located in and on February 19 they launched a thirty-day program to encourage unregistered voters to register before the party caucuses in March.
However, when they established the program they, like most Utah citizens, ignored the fact that the state of Utah and county clerks sell the personal identifying information of all registered voters (full name, address, full birth date, telephone number, etc.).
Thus, credit unions now find themselves in the position of exposing their members to identity theft, financial fraud and other potential safety and security problems if they register them to vote because once they are registered, their information is immediately sold by the government.
This threat to members is compounded by the fact that the entire voter list has been and can be legally posted to the internet.
The state’s disregard for the personal identifying information of voters leaves credit unions no other choice than to suspend their voter registration efforts and to focus their efforts on helping members who are already registered to vote remove their personal identifying information from utvoters.com.
Credit unions also need to be encouraging their members to cancel their voter registration in order to prevent their personal identifying information from being sold by government.
Finally, credit unions should get behind HB302S01 which is currently working its way through the legislative process since it allows all Utahns to register to vote and to still protect their personal identifying information. The bill, 1) makes all voters’ birth dates a private record so they will no longer be sold by government and 2) allows voters to prevent the sale of their other personal identifying information by designating their personal voter record as private and no longer eligible for sale.
Once their members’ voter information is protected by the enactment of HB302S01, credit unions can then resume their voter registration efforts without putting members at risk.
Until voters are allowed to protect their voter records, encouraging credit union members to register to vote or to maintain their current voter registration is simply too risky.
America First Credit Union. Security Update: Students -- and Those of All Ages -- Remain Vulnerable to Identity Theft. Don't post your full address, Social Security Number, or birth date on any site.
Cyprus Credit Union. Identity theft can occur when an individual obtains personal information, such as your social security number, date of birth, address, and financial account numbers. Once this information is obtained, the thieves will assume or take on your identity, allowing them to illegally purchase items or obtain credit.
Deseret First Credit Union Be careful what you post on social networking sites. Less is best. Avoid showing you full name, date of birth, and city of residence. That information alone is often all a fraudster needs to start the process of getting your financial information or applying for loans and credit cards in your name.
Mountain America Credit Union. Identity theft occurs when someone obtains another person's name, driver's license number, date-of-birth, Social Security number or financial account information and uses that information to commit fraud.
University Credit Union. We take ID theft very seriously and look forward to helping protect you, our greatest asset.
Utah Community Credit Union. Identity fraud occurs when an impostor steals your personal information - such as your name, payment card, Social Security, and driver's license numbers - and uses it to assume your identity. These thieves can use your identity to open banking accounts, make purchases, obtain cash, or even get an apartment in your name.
Utah First Credit Union. Do not give your personal information out to anyone unless you know whom you are giving it to. The more you protect your info, the less chance a thief has of taking it….ID thieves are looking to impersonate you so they need personal information to do this effectively.
National Credit union Administration. Here are a few basic steps you can take to avoid becoming a victim of identity theft and pretext calling. Identity theft is the fraudulent use of a person's personal identifying information. Often, identity thieves will use another person's personal information, such as a Social Security number, mother's maiden name, date of birth, or account number to open fraudulent new credit card accounts, charge existing credit card accounts, write share drafts, open share accounts, or obtain new loans.