Covered California announced on November 1 that it is suspending Alameda Alliance for Health's participation in the Obamacare marketplace here. The exchange has attempted to include regional health insurance providers in its mix of offerings. Unfortunately, many of these small regional carriers have not been able to adapt enough to fulfill their obligations.
The state Department of Managed Health Care did not license Alameda Alliance to offer plans on the commercial market because of financial issues. Like the other regional plans, it had previously focused on providing care to low income patients with Medi-Cal. Covered California expressed a hope that the problems would be rectified.
“Alameda Alliance has a solid provider network and is a valuable asset to the community,” said Covered California Executive Director Peter V. Lee. “We look forward to the company getting its commercial license, so we can welcome its plans back to the exchange.”
These problems, however, are relatively minor considering that consumers have found it impossible to actually enroll. While the Covered California main website has avoided the problems of the federal exchange, the actual enrollment site has been perpetually going down.
The problems with the online registration process will start to affect consumers more tangibly if they cannot finish their registration by December 15. That is the deadline to apply for coverage starting at the earliest effective date of January 1, 2014.
Disclosure: Jacob Faturechi is a Certified Insurance Agent representing Covered California.