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California Mortgage Rates at 2 Month Lows - CA FHA Update

California mortgage rates have hit 2 month lows, according to, who researches wholesale mortgage lender's rate sheets. The current CA 30 year fixed rate is 4.75%. The current CA 15 year fixed rate is 4.25%. CA FHA mortgage rates are also at a 2 month low says. Current California FHA mortgage rates are the same as conforming with the exception of the 15 year fixed FHA rate, which is a 1/4 higher.

It's unknown what effect new FHA guidelines and higher fees will have on the Los Angeles housing market. Also, the Fed will discontinue their purchase of MBS which many think will cause a significant hike in mortgage rates. December pending home sales came in far better than expected but the consensus is that we're not yet at a full recovery.

CA mortgage professionals looking to do FHA loans may want to check out this excellent mortgage net branch opportunity.

CA real estate agents looking to display today's FHA mortgage rates on their website or blog should check out this FHA mortgage rate widget.


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