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Best ways to use credit cards to save you money in 2014

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Times are hard right now and everyone is looking to save a few dollars here and there. Online shopping is one of the best ways to do this with all of the coupons and sales out there today. On Monday, Philly.com shared a few amazing tips that can help you to save money. New online coupons come out every single day and you should be taking advantage of them.

Technology has helped online shopping a lot in the past few years. Online shopping has increased over time as more stores go online. People go to their day job and then come home at night to shop away. It is so easy to use a credit card to shop online that people just do it without even thinking.

One way that you can save money is by being careful when you use those credit cards. Pick out a card that doesn’t have a high interest rate and will give you points for when you do spend money. Make sure that you pay them off monthly to keep from paying interest.

Nerd Wallet shared the best credit cards for rewards as of spring of 2014. If you are going to use a credit card, these are the ones that will get you the best rewards. Chase Freedom offers you back 5%. Amex Blue Cash Preferred has the best rewards for gas and groceries. If you pay them off monthly, you can actually earn money by using a credit card and not put yourself into debt further. You will also want to make sure that you pick up a credit card that doesn’t have any annual fees.

Now that you have found the best credit card then you will want to look into the world of online coupons. Finding a coupon code to go with every single online order that you place can save you a ton of money. These codes will help you to get a percentage off of your order and will also sometimes get you free shipping. Retail Me Not has some of the best coupons for every site online today. Make sure you check for coupons posted on the site you are buying from as well. Considering using somewhere like EBates to get cash back on all of your purchases as well.

The main thing to remember when you are shopping online is to not overdo it. If you get a daily e-mail with things on sale, you might want to stop these e-mails. There is no reason to purchase items that you really don’t need so stop putting the temptation right in front of you.

A few other small tips to save money in today’s economy are to only buy things you need, stop eating out or if you do eat out only drink water and use coupons, get your hair cut at the beauty school and trade babysitting with your friends. Times are hard right now but you can make it through without breaking the bank and getting in debt.

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