The holiday season is fast approaching. Thieves cannot be any happier. They are waiting for you at every turn, even in your home. What can you do to protect yourself and protect your name? Consider these tips:
Leave your handbag at home. Carry items that you know you will need—driver’s license, medical insurance card, vehicle registration and insurance card, one credit card, and a small amount of cash. Thieves will have to work harder to rob you because you do not have a purse to snatch.
Limit the number of cards you carry with you and limit the line of credit on each card. If you like to shop at retail stores, consider using a card strictly for retail purchases. If you like to shop on the Internet, consider using a card strictly for online purchases. If you like to dine out, consider using a card strictly for dining purposes. Spreading your purchases out in this manner protects you and your identity.
Use reverse psychology. A limited line of credit protects you. A credit card with a purchasing power of $300 will keep thieves from running up a large tab on your card. A debit card linked to a bank account of only $300 or less would be painless as opposed to linking that card to a bank account with thousands of dollars. Thieves will not waste their time trying to assume your identity because they will think you have no money and bad credit.
Invest in a safe deposit box. In lieu of home invasions reported almost daily, consider using a safe deposit box. Take all your jewelry, checkbooks, important papers, and credit cards and put them in a safe deposit box for safe keeping. Give yourself a piece of mind and let potential home burglars leave empty handed.
Be aware of your surroundings. Pay attention to other customers. If you notice the same people following you from store to store, don’t panic. They could very well like the same type of items that you do, but try to ditch them. If they turn up in the same store as you again, ask store security to walk you to your car. There could be a group of thieves working the area. Avoid that store or shopping center for a couple of months.