The New York State health insurance exchange, “NY State of Health.” opened for business last week, and Attorney General Eric Schneiderman urges New Yorkers that need health insurance to enroll, but to be cautious. In an Oct. 7 press statement, Schneiderman noted that consumers need to be aware of who they are dealing with: “Make sure you deal only with the official NY State of Health marketplace, and counselors certified by New York to assist you.”
There are 16 insurance companies offering policies on the New York exchange. By enrolling through NY State of Health, consumers can purchase polices that cover the essential health benefits defined in the Affordable Care Act at group rates and determine eligibility for subsidies and tax credits to offset premium costs.
To avoid fraud, Schneiderman advises consumers directly access the official website NY State of Health or contact the help line at 1-855-355-5777. For in-person assistance, visit a certified Navigator agency listed here. New Yorkers may go to the federal site, Healthcare.gov, where they will be redirected to the New York official site.
Be aware that certified navigators do not charge a fee, their services are free, and there is no application fee. Medicare recipients cannot purchase insurance through the NY Exchange. Any offer of a Medicare policy on the exchange is fraudulent.
The Attorney General’s office has set up a Health Care Helpline at 800-428-9071. Schneiderman urges consumers that suspect fraud to report through this number.