Under the Affordable Care Act, also known by its nickname as “Obamacare”, new marketplaces will open up to purchase health insurance beginning October 1, 2013, to become effective January 1, 2014. Each state had the option of creating its own marketplace for residents of the state. For those states opting out, there is a national marketplace where people can buy insurance.
Republican political leaders in Georgia decided NOT to provide a Georgia-specific marketplace. So, residents of Georgia who need to buy health insurance can use the national marketplace. A visit to the web site, HealthCare.gov, is highly recommended as a first step in navigating the process. Beginning October 1, you’ll find options available to you and the associated costs.
Things will be confusing at first and there will be a strong inclination to put this task off until later. Don’t wait too long! It’s better to start gathering information and learning the process early. That way, you can make informed decisions related to your specific situation without having to rush. If you end up with no healthcare insurance, you may have to pay a penalty.
At HealthCare.gov, you can find answers to many of your questions. You can also find the names and addresses of organizations in Georgia who can help. They will be ready to go on October 1.