Yesterday the Federal Trade Commission asked for the public's help with any information about scams related to the Affordable Care Act. With the upcoming initiation of the Affordable Care Act, scammers are counting on the fact that many people being unsure about the upcoming changes will be ignorant enough to believe their lies .
According to the FTC consumer report, criminals are calling people saying they are from the government asking for money and social security numbers. Others have been told that they are in danger of losing their Medicare coverage, unless they sign up for a new Medicare plan. Scam detector also found that criminals are calling people claiming to be from the Health Insurance Exchange and needs to verify not only Medicare information, but bank account information as well.
Unfortunately, many seniors who have been scammed had no idea when they received an important sounding phone call from the government that it was actually a scam. According to Scam Detector, people are receiving calls from fake AD Medical Advisors who either try to sell them a prescription discount plan or call to inform them that they missed a payment and that the only way coverage won't run out is if they provide their bank account number. Sadly, scammers then take as much as $300 from the victim's account.
When it comes to the Affordable Care Act, keep in mind that the government is never going to call you, so if you do receive a call, chances are it is a scam. For the latest information on the Affordable Care Act visit the U.S. Department of Health & Human Services Website at http://www.hhs.gov/opa/affordable-care-act/index.html for resources. This site also has a state by state fact sheet map where you can learn how coverage will affect you in Santa Ana or in your state http://www.hhs.gov/healthcare/facts/bystate/statebystate.html.
When it comes to identity theft, criminals use just about any tactic to get to your personal and financial information. The FTC says you know it’s a scam when you are asked for your personal information, for money or provided with false claims, so be sure to do the research on any business you plan on working with. If you are a resident of Santa Ana, visit the California Department of Insurance to check the name or license number of an insurance company by visiting, http://www.insurance.ca.gov/license-status/.
When it comes to identity theft protection, knowledge is your best defense. Keep in mind that identity thieves do impersonate well known companies, so be sure to file a complaint with the FTC by visiting https://www.ftccomplaintassistant.gov/#&panel1-1. Remember that if you have been approached by a scammer trying to cash in on your lack of knowledge about the Affordable Care Act, the FTC wants whatever information you have in order to warn the public.
If you are a victim of identity theft or you feel you may at risk, whether you live in Santa Ana or elsewhere, visit the Identity Theft Resource Center for help and resources in your state at http://www.idtheftcenter.org/id-theft/state-resources.html
As always thank you for your visit today, it is appreciated. Please be sure to forward and share this article to help keep your friends and family informed about the Affordable Care Act scams and don't forget to subscribe for the latest updates on identity theft.
Scam Detector (2013). Medical coverage and benefits. Scam Detector website. Retrieved from http://scam-detector.com/telephone-scams/medical-coverage
Thomas, T. (2013). You know something we don't know Federal Trade Commission Consumer Information. Retrieved from http://www.consumer.ftc.gov/blog/you-know-something-we-dont-know