Starting Oct. 1, 2013, Californians can enroll and take advantage of more affordable, quality health care plans that will take effect on January 2014.
Through Covered California, a program developed under the Affordable Care Act, Californians can compare health care plan options and decide which best meets their needs. There are four basic levels of coverage to choose from: Platinum, Gold, Silver, and Bronze. With each level increases the value of coverage as well as the percentage paid into the plan.
A Bronze or Silver plan will provide for a low-monthly premium and a higher cost up front upon receipt of services. A Gold or Platinum plan will provide for higher-monthly premium and a lower cost upon receipt of services.
The cost of health insurances is contingent upon family income. Those families making less money may qualify for tax credits and larger support to cover health care costs.
The goal of the Covered California is to provide fair and equal access to quality healthcare. Through educational efforts and programming, the program will attempt to reach uninsured Californians. Beginning 2014, those uninsured will be charged a penalty of $695 when filing their taxes at the end of the year.
More information for how to enroll is available in the Covered California site online: www.coveredca.com.