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A simple truth - The young are not signing up for Obamacare

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Bankrate Health Insurance has released a new survey Monday showing one-third of Americans currently uninsured have no intention of buying health coverage even with future IRS penalties levied in the Affordable Care Law.

Approximately 34 percent contacted by telephone have no intention of buying health insurance. Cost was the major reason while 17 percent said they oppose Obamacare and 13 percent said they are perfectly healthy and don't need insurance.

Fox News Channel's Neil Cavuto said on Monday, "We did all this discombobulating for nothing, because the uninsured are not signing up."

Meanwhile, more and more of the reputable healthcare professionals are chiming in with their opposition to Obamacare. Michael Morrisey, professor of health economics at the University of Alabama at Birmingham School of Public Health told Bankrate, "It's hard to generalize, but for some of these folks, it's a case of, 'I'm in pretty good health, I don't think about these things, I know I can't afford it now. I think it's just rolling past them, and they're not giving it a whole lot of attention."

The message is becoming loud and clear to Democratic candidates across the nation running for election this November.

The debate has intensified since the administration announced that more than 5 million had now enrolled in private health insurance under Obamacare since open enrollment began on Oct. 1. The numbers cannot be independently confirmed and there is zero information about how many of those who “enrolled” paid their first premium.

The nonpartisan Congressional Budget Office estimates that enrollment could total 6 million, but private estimates have suggested a lower turnout.

Again, the bigger question is how many have actually paid a dime for the coverage they enrolled for?

Another piece of bad news for the Obama administration is who is not enrolling. The answer is mostly the young who say they won't buy insurance because they are healthy. Thirty-one percent of respondents age 18-29 cited that reason. Only 6 percent of those 30-49 said they were healthy enough to remain uninsured.

Bankrate Health Insurance has released a new survey this week showing one-third
of Americans currently uninsured have no intention of buying health coverage even with future IRS penalties levied in the Affordable Care Law.

Approximately 34 percent contacted by telephone have no intention of buying health insurance. Cost was the major reason while 17 percent said they oppose Obamacare and 13 percent said they are perfectly healthy and don't need insurance.

Fox News Channel's Neil Cavuto said on Monday, "We did all this discombobulating for nothing, because the uninsured are not signing up."

Meanwhile, more and more of the reputable healthcare professionals are chiming in with their opposition to Obamacare. Michael Morrisey, professor of health economics at the University of Alabama at Birmingham School of Public Health told Bankrate, "It's hard to generalize, but for some of these folks, it's a case of, 'I'm in pretty good health, I don't think about these things, I know I can't afford it now. I think it's just rolling past them, and they're not giving it a whole lot of attention."

The message is becoming loud and clear to Democratic candidates across the nation running for election this November.

The debate has intensified since the administration announced that more than 5 million had now enrolled in private health insurance under Obamacare since open enrollment began on Oct. 1. The numbers cannot be independently confirmed and there is zero information about how many of those who “enrolled” paid their first premium.

The nonpartisan Congressional Budget Office estimates that enrollment could total 6 million, but private estimates have suggested a lower turnout.
Again, the bigger question is how many have actually paid a dime for the coverage they enrolled for?
Another piece of bad news for the Obama administration is who is not enrolling. The answer is mostly the young who say they won't buy insurance because they are healthy. Thirty-one percent of respondents age 18-29 cited that reason. Only 6 percent of those 30-49 said they were healthy enough to remain uninsured.

Without the younger demographic, the entire law collapse without a proper risk pool ratio of young and old.

Deborah Chollet, a health insurance research leader at Mathematica Policy Research in Washington, D.C., provided a telling point of the administration’s Obamacare ad campaign.

Chollet said, the campaign targets the "young invincibles." It is her contention that ads miss the key group - low-income, young families. "They're probably not spending a lot of time watching television, they never read a newspaper, and if they listen to radio, it's probably music in the car," she said. "In communities of color, people might hear about Obamacare in church, but for people who are not attached to a church, I don't know how they get the information."

Another death nail to the law’s legitimacy is the fact that only 48 percent of the uninsured were aware they have only until March 31 to sign up. After that, they have to wait for next year's open enrollment, which begins November 15 (after the midterm elections).

More and more Democrats are showing their willingness to remove some of Obamacare’s harsh and expensive regulations that Republicans have embraced since they admitted repeal of the law is impossible at this time.

* If you have enjoyed this column, may I suggest you scroll down this page and press the SUBSCRIBE box? It's FREE. Thank you for your patronage.

** Send your comments to: dwight.schwab@gmail.com

Deborah Chollet, a health insurance research leader at Mathematica Policy Research in Washington, D.C., provided a telling point of the administration’s Obamacare ad campaign.

Chollet said, the campaign targets the "young invincibles." It is her contention that ads miss the key group - low-income, young families. "They're probably not spending a lot of time watching television, they never read a newspaper, and if they listen to radio, it's probably music in the car," she said. "In communities of color, people might hear about Obamacare in church, but for people who are not attached to a church, I don't know how they get the information."

Another death nail to the law’s legitimacy is the fact that only 48 percent of the uninsured were aware they have only until March 31 to sign up. After that, they have to wait for next year's open enrollment, which begins November 15 (after the midterm elections).

More and more Democrats are showing their willingness to remove some of Obamacare’s harsh and expensive regulations that Republicans have embraced since they admitted repeal of the law is impossible at this time.

* If you have enjoyed this column, may I suggest you scroll down this page and press the SUBSCRIBE box? It's FREE. Thank you for your patronage.

** Send your comments to: dwight.schwab@gmail.com

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