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4th of July 2014 bank holiday: Are banks open or closed Fourth of July?

4th of July Bank Holiday 2014 - Are Banks Open or Closed July 4?
4th of July Bank Holiday 2014 - Are Banks Open or Closed July 4?
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Wondering if banks are open on the 4th of July 2014? With Independence Day falling on Friday this year, many Americans are wondering when the Fourth of July 2014 is observed. Many are asking, "Are banks open on 4th of July, Friday, July 4?" Most banks and all post offices are closed, not open on the 4th of July.

A federal holiday, the 4th of July is always observed on July 4. The only exception is when the holiday falls on a Sunday, which means the business holiday will then be observe Monday. This year, Fourth of July is observed on its intended day, Friday, July 4, 2014.

Because the 4th of July is a federal holiday, and most banks in the Providence, Rhode Island area will be closed, you'll need to finish your banking by the close of business on Thursday, July 3, 2014. Banks that are closed on Independence Day will reopen for normal business on Saturday, July 5, or Monday, July 7 depending on their schedules.

Rhode Island Banks that are Closed 4th of July, 2014 - Independence Day

Here in the Providence, Rhode Island area, the following banks observe the 4th of July holiday, and their lobby and drive-up windows are closed for business. Local ATM machines are almost always open unless they're inside a bank lobby. Check first to be sure as availability and/or hours may vary with locations.

TD Bank stores are closed on the 4th of July.
Webster Bank's holiday schedule shows that their banks are not open on the 4th of July.
Citizens Bank holiday schedule shows that their bank branches are closed on the 4th of July.
Washington Trust Bank Holiday Schedule shows the bank is not open on the 4th of July.
Santander Bank offices will be closed to observe the 4th of July holiday.
Coastway Credit Union observes observes the 4th of July.
Greenwood Credit Union's holiday schedule reports the bank is closed on the 4th of July.
Bank of America offices and banking centers will be closed in observance of the 4th of July.

Wondering if the post office is open on 4th of July? Because Independence Day is also a post office holiday, there is no mail delivery on the 4th of July (except for expensive Express Mail). Read 2014 USPS Post Office Holidays closures list: No mail delivery postal holidays for more information.

Sources: Credit: Washington Trust, Bank of America, Santander Bank, Coastway Credit Union, Greenwood Credit Union, Webster Bank; Citizens Bank

Photo Credit: Morguefile; mconnors; Most banks are closed, not open 4th of July, Friday, July 4, 2014.