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4 Super Easy Tips to Save for a Needed Family Vacation

A Successful Family Vacation
A Successful Family Vacation
www.blackloveandmarriage.com

It’s that time of the year when cabin fever has gotten the best of you. You are ready to get away and relax. It’s never too late to plan for an escape from the hustle and bustle of life. With so many effective ways to save for your family vacation, there is no better time than now. When you spend 40 hours a week slaving on your job, you deserve to have some time to get away from the rat race, relax and enjoy your family. Unless you’re independently wealthy, you’ll need a plan for saving up the money you need for this getaway. While this may seem like a simple proposition, some people find it difficult to lay aside some money each pay period. In reality, it can be somewhat difficult. The key to success is discipline. Below are 4 tips to help start you on your mission. If you are serious about making this happen, you can do it.

Tip #1 Open up a separate savings account specifically meant for your vacation money. If your employer offers direct deposit, you can usually specify a certain amount of money to be put into this account. Some banks will schedule an automatic direct transfer to your savings account if you don’t have direct deposit or if you are not able to deposit money into two separate accounts. Examine the amount of money your family spends weekly or monthly on family entertainment and fast food restaurants. Then reduce that amount, storing the remainder away for your trip. So that a pending vacation doesn't become a joy-buster, shop around for freebie and reduced-cost entertainment options to enjoy during the months before you depart on your excursion.

Tip # 2 Save your change, even the pennies. When you use cash, resolve to only use paper money. Then take the change you receive and put it aside at the end of every day. You’ll be surprised at how quickly it can build up. One family reported that they kept a vacation jar in a convenient place and each family member would deposit change and the occasional dollar bill into it. When they emptied the jar and had it counted, they had managed to save $5,000. It was enough for them to enjoy a tropical getaway to Grand Cayman Island! Wow!! Determination pays off!! While you may not have that much in your change jar, emptying it at vacation time can mean extra spending money or that little boost you need to go on your dream vacation.

Tip #3 Involve your kids in the adventures of saving. This is a great time to teach the valuable lessons of saving and budgeting money. Share with them that conserving money on one day allows them to go to a water park on another day. Be creative and convincing!! To save money, advise them that you will be conserving cost until that time. This involves the whole family and no one will feel slighted by this decision. The kids will feel proud that they are working to achieve a goal and feel important. It will also minimize potential arguments.

Tip #4 Open a separate account for your vacation savings. By keeping vacation money separate from everyday expenses, it allows you to focus on your optimal goal, a vacation. Robbing Peter to pay Paul can cause unnecessary stress. It also takes away from the enjoyment of a great time. A good point to keep in mind when determining how much you can afford to spend on a vacation is to be sure that you consider other periodic expenses that may be waiting for you when you return, such as back-to-school costs, holiday expenses and next year’s taxes.
This will keep you in perspective as to what you can afford and allow you to be prepared for the unexpected.

Plan, get ready, get set, be on your way to a well needed family good time!! Check out my book, “The Master Tip Manual for Personal Success” @ http://amzn.to/1bWA7Vw. My new book, “The New Unfaithful Companion… Your Job” coming soon… Connect with me on Facebook @ http://on.fb.me/1fZ9G2B.