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4 reasons divorce should be a last resort

Wedding cake
Photo by Michael Loccisano/Getty Images

Getting married is a serious covenant between you and your new spouse. At the time of the wedding, you pledge to love each other no matter what happens. All too often, this promise is pushed to the wayside when things get tough.

While many people see divorce as the answer to these issues, divorce should actually be a last resort for those who really can't work things out. It shouldn't be used as a way out just because you are tired or being too stubborn to work things out. Consider these factors before you decide to file for a divorce:

Your Retirement Will Be Affected
While you may not be thinking this far ahead, divorce does affect the lifestyle you can live when you retire. To put in perspective, think about how retirement will be if you and your spouse are still married. You will have one home, one set of bills, and two retirement checks.

If you and your spouse divorce, you will have one home, one set of bills, and only one retirement check. This means you may have to settle for a smaller place to live, travel less, or do fewer of the things you wanted during your golden years.

You Have to Deal with Divorce Proceedings
On average, the time it takes to move completely through divorce proceedings is a year, according to Divorce Statistics. That is a long time that is taken out of your life.

Instead, you could spend that year working things out with your spouse that you can enjoy the person you once loved enough to marry. Christian marriage counseling through your pastor is one option of how you can try to work through your problems. Having court proceedings and strangers going through all the aspects of your life isn't a pleasant experience.

You May Have to Pay Child Support
When there are children involved, you may have to pay child support if you are the non-custodial parent. Even if you are the custodial parent, your children will have to get most of their support from you since child support is based on your spouse's income. This means that if your spouse doesn't make a lot of money, you won't get a lot of money.

You also have to factor in the cost of providing medical care for your children, as the court will stipulate which parent must make sure the children have medical insurance. Finally, your children will suffer and have to adjust to a new life with two homes instead of one home.

You May Have to Pay Spousal Support
If your spouse stayed home to take care of the house or raise children while you worked, you may have to pay spousal support. This can take a hefty chunk out of your annual pay, and in most cases, you will pay it until your spouse remarries. Some courts do put a limit on the amount of time you will have to pay spousal support, but that is still money lost.

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