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2014 Memorial Day bank holidays: Are banks open or closed Monday, May 26?

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Are banks open on Memorial Day, May 26, 2014? Due to the federal holiday, most banks will be closed while a day of remembrance is observed for those who died while serving in the United States Armed Forces.

If you bank at Wells Fargo, Bank of America, Citibank, Chase or Citizens bank, you will have to use an ATM or online banking to do any transactions on Monday. According to The Holiday Schedule, most major banks and credit unions will be closed, but it’s always best to call ahead to be sure.

TD Bank states that they are open on four federal holidays in 2014, but Memorial Day is not one of them. Last year, all 1,300 locations along the east coast were open on the holiday, but they have revised their schedule and will only be open on the following federal holidays in 2014: Martin Luther King, Jr. Day, President's Day, Columbus Day and Veterans Day.

Banks aren’t the only businesses closed on Memorial Day. According to The Opinionated Nation, all government offices, schools and U.S. post office locations will be closed on May 26. To see a complete list of 2014 Federal Holidays, click here.

Shopping for cookout supplies? Walmart, Target and most malls will be open on Memorial Day, with many retailers holding big holiday weekend sales. Grocery stores and liquor stores will also be open, but call ahead for holiday hours.

If you aren’t able to get to the bank before the holiday on Monday, most banks do not charge an ATM fee if you withdraw from their machines. If you need to use an ATM that is not associated with your bank, you may pay a fee ranging from $1 to as much as $3.50 to withdraw cash.

Many banks and credit unions have smartphone apps for customers who need to transfer funds, check balances or pay bills on the holiday. Otherwise, visit your local branch when banks reopen on Tuesday, May 27.

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